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Friday, April 20, 2018
Carrie Schwab-Pomerantz

Helping Young Adults Means More Than Writing a Check

As you watch your kids struggle financially, of course you want to help. And once your kids are grounded and feel confident that they can take care of themselves, it’s a pleasure to help them — and can make a big difference in their lives and the lives of their own families. However, how you give the help is important.

July 1, 2016
Trump tax returns

Ask Carrie: The Lowdown on 401(k) Loans

Dear Carrie: Is there a limit to the number of times you can borrow from your 401(k)? — A Reader

March 23, 2016
U.S. Republican presidential candidate Gov. John Kasich holds a baby with Romney at campaign rally in North Canton, Ohio

First Steps for Your Baby’s Financial Future

Dear Carrie: I’ve just had a baby! Things are pretty crazy in my house right now, but I want to be sure I give my daughter every opportunity I can. I have a little bit of money saved up, but I’m uncertain what the best use is for it. Should I buy a savings bond, a CD, open an investment account or put it all in a college fund?

March 16, 2016
401k

Thinking Of Taking An Early 401(k) Withdrawal? Consider the Ultimate Cost

Dear Carrie: If you’re younger than 59, and a half, is it possible to withdraw money from your 401(k) without having to pay it back?

March 9, 2016

Does Your Teen Need to File a Tax Return?

“My daughter is 16 and has her first paying job. Does she need to file a separate tax return?”

March 2, 2016
An employee of a money changer holds a stack of U.S. Dollar notes before giving it to a customer in Jakarta

Online Scams: How Can You Protect Yourself and Your Family?

Scammers are smart and know how to push emotional buttons. While we all hope we won’t be taken in, it happens.

February 24, 2016
Jorge Villalba poses for a portrait on Sept. 3, 2015 in Encino, Calif. Villaba is struggling to pay off student loan debt. (Brian van der Brug/Los Angeles Times/TNS)

Ask Carrie: Should I Consolidate My Student Loans?

Consolidation is not a straightforward decision. You have to think beyond simplicity to how a new loan might affect your finances over time.

February 17, 2016
A couple holds hands on the beach.

Couples And Credit Scores: Is It A Match?

Your credit score is about than your ability to borrow money.

February 10, 2016

Ask Carrie: Do Asset Allocation And Diversification Still Work?

The recent wild market gyrations are enough to make even the hardiest investors question their approach.

February 3, 2016
house home car mortage

Should You Refinance Your Mortgage?

Rising short-term interest rates are on a lot of people’s minds these days.

January 27, 2016
parents baby children

What’s The Best Way To Choose A Guardian For Your Kids?

It’s one hell of an emotional decision.

January 20, 2016
calendar at an angle

What’s a Financial Plan? Do You Need One?

A financial plan isn’t just about managing your money. It’s about identifying your life goals.

January 13, 2016

Ten Financial Resolutions For A Brighter New Year

It’s that time again — the time to reassess your finances and commit to making next year your best financial year yet. So in the spirit of the season, here’s my annual financial shape-up column. But before you read on, here’s something to think about: it’s not about how many resolutions you make, but how many you’re actually able to keep.

December 30, 2015

If You Become Incapacitated, Will Your Family Know What to Do?

There’s no one solution for every family. But thinking about the incapacitation of a family member, and planning ahead is something everyone should do.

December 16, 2015

Can You Turn Your Investment Loss Into Tax Savings?

The end of the year is a good time to consider harvesting some capital losses. By doing so, you may ultimately be able to trim your losses and your taxes — as long as you complete any sales by the end of the year.

December 9, 2015
hundred dollar bills money

Tax-Free Gift Limits: How Much Money Can You Give?

Current gift tax laws allow for some pretty hefty exclusions for the giver. But, of course, as with anything to do with taxes, there are some very particular dollar figures that you should be aware of.

December 2, 2015

Top 10 Year-End Tax Planning Moves

With time rushing by and the end of 2015 in sight, you may be lamenting that you haven’t accomplished all that you had planned. But even if you’ll have to put off certain things until 2016, you still have time this year to make some smart financial moves.

November 18, 2015

What’s The Best Life Insurance Policy For A Young Family?

Before you jump into a term policy, you should at least understand a bit about the other choices so you can feel confident in your decision.

November 4, 2015

Happy Halloween! 10 Tips To Treat Yourself To A More Secure Financial Future

Review these ten smart money management tips. This Halloween, treat yourself to a more secure financial future!

October 28, 2015
Social Security, Taxpayers, Taxes, Safetynet, Retirement

Taking Social Security At 62: Is It A Good Idea?

I’m turning 62 this fall and looking forward to starting Social Security. My good friend told me it’s better to wait, but I’m eager to supplement my income. How do I decide?

October 23, 2015

Saving For Your Child’s Future? Define That Future

Deciding to save for a child’s future is the easy part. The harder part is deciding the best way to do it.

October 16, 2015