Q: I’m about to turn 66. I want to put off starting my Social Security until age 70 because if I do, I’ll get an extra $600 or so per month in a delayed retirement bonus added to by Social Security checks. But my husband said I should take my Social Security now because he doesn’t think Social Security will even be there in another four years. So should I take it now or wait until age 70?
A: Before I answer your question, let me suggest that you guys better sell all your earthly possessions and move into a cave because I read somewhere on the Internet that the world is going to end in the next couple of weeks!