I also see a LOT of regulations regarding building and construction that are overkill…but those come mainly from the local level, or perhaps the state level, not so much from the federal government.

Again, I think every regulation should be reviewed at least every 5 years to determine if it is achieving its intended purpose and if the extra cost it imposes is really worth the benefit it brings.

You blame Wall Street and banks for our economic situation. I blame the insane push for affordable housing at any cost. It came first.

You think the liberal/progressive/socialists are a majority. Not yet. There are still more people who want individual responsibility, not government dependency. But as ever more people are forced onto government programs for survival by the policies of the big government group, the more quickly we will become a Greece, with riots when the money finally runs out. Only the riots will be larger and much more violent here. You can take that to the bank.

Romney has demonstrated an ability to be bipartisan. Obama has not. Not in the Illinois senate, not in the U.S. Senate and certainly not as President.

As I write this, it is the day before election and this will be my last response to you. I’m about to wrap up my comments on this site so in the interest of disclosure, I have shared this before, but not the full amount. I was born and raised in about an 800-900 sf house sitting on the ground on a dirt street on the poor side of town. I started working at age 10 buying papers for a nickel and selling them on the street and in bars for a dime. I’ve worked in fields, orchards, feed mills, and became an entrepreneur at age 17. I worked my way through school, no family money, no government money, no scholarships, no loans. I have advanced engineering and science degrees. I’ve had several careers. Been fired a number of times. Been out of work with a wife and kids to support. Never took unemployment comp. Moved around the country following available work. Started a business over 40 years ago on $300. That business and a few more are still operating, doing well and we have grown and hired people every year. We do not do business with the government unless they will take our product and services under exactly the same conditions as the general public. I am not in Romney’s league, but I am a member of the 0.1% and I didn’t get here by cheating anyone, stealing or any other nefarious ‘dark money’ scheme. I could do it because of the freedoms and opportunities of America. I use the money I make to continue to grow my businesses which results in the hiring of more people.

I got to where I am because of the decisions I made, which are usually pretty good. You got to where you are by the decisions you have made.

I’m supporting Mitt Romney because I want your kids, my neighbors kids and my kids to have the same chance to achieve their dreams as I did. They won’t get that chance with an America that has an enormous debt to repay, getting used to any government payment or a controlled business climate like Europe’s. Put aside your anger at the system because it is misdirected. Romney’s business did nothing illegal or unethical with the many companies in which he was involved. Some companies simply find they are building typewriters in a computer age and are doomed to fail. Look instead at his successes and he has had many. His personal life is exemplary and that says a lot about a man and how he operates. He has real experience and that will serve him well. He knows how to compromise, something Obama mouthed, but never attempted. He is not George Bush or Bill Clinton. He is not Ronald Reagan or Jimmy Carter. He will be his own man, as he has always been.

Now you have to make another decision. Think carefully about it.