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Regardless of which season lures you with its wealth of travel options, credit cards are a necessity for just about everything. So letting your guard down when you make reservations, pony up payment, or leave your hotel room is a recipe for trouble. has some good tips for credit card safety that will serve you well both on the road and at home.

If you’re going to be away, it’s always a good idea to let your credit card issuer know so they don’t flag you as having unusual purchases away from your home territory. And the same phone call can also make them alert to credit card theft. These are especially important if you’re using a debit card.

Travelling outside the U.S.? Be sure to check out those foreign transaction fees before you go – they can really add up.  While you’re at it, foreign ATMs require an all-digit PIN so be sure to memorize yours in that format.

Finally, remember that when you use your card you’re spending real money, so it’s a good idea to set a budget in advance so there are no surprises when you get the bill.  You can always keep a tally by checking your purchases on your Smartphone’s bank app.


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Pro-Trump demonstrators at the Capitol on Jan. 6, 2021

Photo by Blinkofanaye/ CC BY-NC 2.0

Reprinted with permission from DailyKos

As noted by Law and Crime's Jerry Lambe, Garret Miller of Texas essentially wrote his own charging document on social media. Before he went to Washington, D.C. for "this Trump shit," as he called it in a Jan. 2 Facebook post, Miller was expecting, perhaps even hoping, that "some crazy shit (was) going to happen. "Dollar might collapse," Miller predicted, and "civil war could start." Miller, 34, also told his Facebook friends what he planned to bring: "a grappling hook and rope and a level 3 vest. Helmets, mouth guard, and bump cap."

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