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By Chad Terhune, Los Angeles Times

LOS ANGELES—Employer health care costs are expected to rise nearly 9 percent in 2014, a slight improvement over recent years, according to a new survey.

However, that modest decline doesn’t offer much relief to companies and their employees, who are seeing health insurance costs take a bigger bite out of their paychecks.

“Even though the decline is good news, most (health) plan sponsors still find 8 percent to 9 percent cost increases unsustainable,” said Harvey Sobel, a principal at Buck Consultants, a benefits consulting company that surveyed 126 insurers and health plan administrators nationwide.

Those companies surveyed provide health benefits to 119 million people.

The report released Thursday found that costs for preferred-provider organization, or PPO, plans are expected to rise 8.7 percent this year. That’s down from 9 percent last year.

HMO plans should increase 8.6 percent, down just slightly from the previous year, according to Buck Consultants.

Some insurers surveyed cited patients’ lower use of medical care as the primary reason for the decreases.

“This may be a result of the economic slowdown and its impact on consumers’ willingness to seek medical treatment,” Sobel said.

Overall, U.S. health care spending has been growing at historically low levels from 2009 to 2012, federal data show.

Many health economists and industry officials have attributed the slowdown primarily to lingering effects of the Great Recession, when millions of Americans cut back on medical care.

But the Obama administration and other experts have pointed to fundamental changes in health care reimbursement and the delivery of care spurred by the Affordable Care Act.

Even with the slowdown, the rise in health premiums continues to outpace inflation and wage growth.

For 2013, the average total cost for a family health plan rose 4 percent to $16,351, according to a closely watched survey by the Kaiser Family Foundation and the Health Research & Educational Trust.

The typical employee’s share of that premium was $4,565, up about 6 percent from 2012. But the employer’s share of the premium increased just 3 percent, a further sign that employers continue to shift more medical costs onto their workers.

Photo: ProgressOhio via Flickr

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Reprinted with permission from Daily Kos

Guillermo Garcia, a soccer coach, was fundraising for his daughter's soccer team outside of an El Paso, Texas, Walmart on August 3, 2019 when a white supremacist opened fire, killing him and 22 others in what The New York Times called "the deadliest anti-Latino attack in modern American history." El Paso Police Chief Greg Allen told The Dallas Morning News that Patrick Crusius, who was 21 years old at the time, purchased a 7.62 mm caliber gun and drove some 10 hours west from Allen, Texas, to carry out the massacre.

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