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Friday, October 21, 2016

The number of Americans without health insurance dropped precipitously in April, according to a new Gallup poll, in the latest evidence that the Affordable Care Act is significantly expanding access to health coverage.

According to the poll, the uninsured rate currently sits at 13.4 percent. That’s down 1.6 percent from March, and represents the lowest figure since Gallup began tracking the uninsured rate in January 2008.

Uninsured Rate

The uninsured rate dropped from the previous survey across almost every demographic group, but the decline was noticeably large among those making less than $36,000 per year; that 5.5 percent drop can likely be attributed to the Affordable Care Act’s Medicaid expansion and subsidies for low-income Americans.

The number of uninsured minorities also dropped sharply. The uninsured rate among black Americans has fallen by 7.1 percent since Q4, 2013, and the uninsured rate among Hispanics has fallen 5.5 percent.

Uninsured rate by demographics

Gallup is not the only organization to record a drop in the number of uninsured Americans since the Affordable Care Act’s rollout; recent surveys from the Urban Institute and the RAND Corporation found similar reductions.

AFP Photo/Joe Raedle

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  • Independent1

    For those interested in the numbers on enrollments that caused the drop in uninsureds reported by this article, here’s a summary followed by a link to the article:

    In the end, the final numbers for the 2014 open enrollment period (w/extensions) should end up being very close to:

    –Total Exchange QHPs: 8.14M
    –PAID Exchange QHPs: 7.55M or higher
    –OFF-exchange QHPs: 5.0M or higher
    –SHOP ESIs: 70K or higher
    –OFF-exchange ESI: a bare minimum of 40K, possibly several million
    –New Medicaid/CHIP (Strict Expansion): 4.87M
    –New Medicaid/CHIP (Bulk Transfers): 1.19M
    –New Medicaid/CHIP (Woodworkers): 2.26M
    –Sub26ers: up to 3.13M

    Total Range depending on your definition of what “counts”: 15.3M – 24.7M

    Note they’e projecting over 90% paying (7.55M+ paid of 8.14M enrolled) in total contrast to the claims made by some right-wing trolls on the NM.

    • Dominick Vila

      Thank you for providing facts that support the deployment of a desperately needed healthcare program. Needless to say, most Republicans are not interested in analyzing results such as these, and prefer to focus on the FOX News talking points or whatever Karl Rove instructed them to say.

    • latebloomingrandma

      I think this makes certain tea party types who constantly beat the drum of repeal look “foolisher” and foolisher.

    • elw

      good post 🙂

    • exdemo55

      California Obamacare Director Peter Lee said he plans to provide the “human touch” during the next open enrollment period by targeting low-income and minority communities as well as prisoners who have recently been released from incarceration, reports California Healthline.

      As Breitbart News reported earlier this month, several cash-strapped states are looking to dump health care costs onto the federal government by signing up prisoners for Obamacare.

      Lee says enrollment efforts are “only just beginning” and that Covered California plans to tap 250 grassroots organizations to sign more people up on the highly unpopular Obamacare program.

      The latest Kaiser Health Tracking Poll finds that over one in three (36%) uninsured individuals said they “tried to get coverage but it was too expensive.” Worse for the Obama administration, after four years of being the law of the land, Obamacare’s approval rating stands at just 38% nationally.

      The unpopular Obamacare program has also dragged down President Barack Obama’s approval ratings to all-time lows. The new Washington Post/ABC News poll puts Obama’s approval rating at just 41%.

      • Independent1

        Morons never stop being morons!! Do you!!

        Highly unpopular Obamacare program!!!! When do you want me to stop laughing nitwit!!!!!!!!!!

        • exdemo55

          The Corruption and Lies of “The Messiah” KING Fuhrer Obama

          Fast & Furious
          SEAL Team 6
          Aid and comfort to the enemy
          Stole our 401K Auto Stock and gave it to the Auto unions
          Obamacare would save the avg family $2500 per year
          Forcing businesses to violate
          their religious beliefs
          Violating the rights and sanctity of our Churches
          Obamacare web site-cronyism
          NSA acting as Obama Gestapo
          17 Trillion in debt
          Lies about Benghazi
          Voter fraud
          Intentionally trying to hurt Americans during the sequester
          Intentionally trying to hurt Americans during govt shutdown
          Blocking veterans from seeing their own memorials
          Allowing illegals on mall during govt shutdown
          Shutting down ‘The Peoples House’ tours
          We can keep our insurance if we like it
          We can keep our doctors if we like them
          Military not getting their votes counted
          Supporting the Muslim
          Brotherhood with arms and money
          DOJ spying on the free press
          Not securing our borders
          Spying on Americans on American soil with drones
          Picking winners and losers
          IRS targeting conservatives
          IRS targeting the Tea Party
          Millions losing health care coverage
          Increasing welfare rolls
          Increasing disability rolls
          Countless party’s
          Countless exorbitant vacations
          Releasing illegal’s from prison
          Unconstitutional recess appointment
          NO budget for 5 years
          Destroying the coal industry
          Clapper lying to congress
          Holder lying to congress
          Failing to prosecute the New Black Panther
          Reading our e-mail
          War on women
          Promoting race war
          War between makers and takers
          A123 Systems
          Cash for clunkers failure
          Debasing the U.S. Currency through inflationary “Quantitave Easing”
          Common Core
          Trayvon Martin
          Infanticide supporter

        • exdemo55

          Massachusetts representative Stephen Lynch isn’t just worried about the negative impact Obamacare will have on his party’s performance this fall — he also thinks its worst effects on our health-care system are still to come. Lynch, who voted against the Affordable Care Act in 2010, warned that the situation is “going to hit the fan” when the law’s delayed provisions go into effect down the road.

          “There are parts of Obamacare, or the Affordable Care Act, that were postponed because they are unpalatable,” he told the Boston Herald. The “Cadillac tax” that goes into effect in a few years and taxes employer health plans over a certain value, he said, will be “the first time in this country’s history that we have actually taxed health care.”

          Repeal is now impossible, he says, because of the number of Americans who’ve signed up for the law’s exchanges. Democrats will take big political hits on the law this fall anyway, Lynch said.

          “We will lose seats in the House,” he said. “I am fairly certain of that based on the poll numbers that are coming out from the more experienced pollsters down there, and I think we may lose the Senate.”

          • Independent1

            Just had to respond to this one – do you really believe that progressives are not aware that the GOP will run candidates that will campaign as Democrats and then when they get elected turn out to be DINOs – Democrats in Name Only!!! Lynch is no more a true Democrat than I’m an astronaut!! (And by the way, just check out those latest poll I left you – Democrats ARE NOT POLLING BADLY – IT’S GOP LIES!!!!)

            In fact, there was a recent article about how the Koches have wasted millions because with all the money they’ve spent o ads based on lies and distortions GOP candidates are still running behind in most states.

        • exdemo55

          Some people insist ObamaCare is here to stay.


          President Obama is dismantling it himself, lawlessly hacking off provisions as they become unpopular in order to minimize Democratic losses in the fall election.

          Health reform be damned.

          President Obama is dismantling the ACA himself, lawlessly hacking off provisions as they become unpopular in order to minimize Democratic losses in the fall election.

          Gone is the Washington definition of “essential benefits” that plans must include.

          Gone is the employer mandate on mid-size companies.

          Gone are the prohibitions on annual and lifetime caps and discriminating against people with pre-existing conditions. Health plans the president called “substandard” because they didn’t meet these minimum requirements are OK for another two years.

          Gone are over half the deadlines in the law.

          Most amazing, gone is the “shared responsibility” tax on people who fail to get covered, which Obama lawyers told the Supreme Court in 2010 was the law’s linchpin.

          The Affordable Care Act requires most Americans to get covered by March 31, 2014 or pay a “shared responsibility” tax.

          It’s not a mere $95, as widely thought. A household with $75,000 in income and 3 kids could be socked with a $1,750 tax for 2014.

          Yet only 10% of uninsured Americans who qualify for ObamaCare exchange plans are signing up, according to McKinsey & Company. Even with subsidies to soften sticker shock, 90% of the people these plans were intended to help are saying “no thanks.”

          Last week, the House of Representatives voted 250 to 160 to postpone the “shared responsibility” tax for a year. Twenty-seven Democrats supported the measure. But President Obama vowed to veto it, so it will go nowhere.

          Instead, Obama is making changes his way — illegally – by fiat. That is his M.O. He calls it “transition relief.”

          Some transition! These changes extend for a full two years.

          He also announced last week that people whose plans were cancelled because they didn’t conform to ObamaCare may renew those plans through October, 2016.

          Few people will, because state insurance commissioners and insurance companies have the final say, and most are saying “no.” But the president was trying to shift the blame.

          At the same time, the administration came out with a new set of loose rules exempting anyone with cancelled plans from having to get coverage at all.

          This exemption will inevitably be available to the uninsured as well. After all, exempting the once insured while slapping a hefty tax on the uninsured would have a political shelf life of about fifteen minutes. The end result of all this is: good bye mandate.

          The core of the Affordable Care Act – the requirement for minimal essential coverage backed up by the “shared responsibility” tax — is now gone, even as the president doubles down on defending his law and pretending it will work some day.

          Last November, DNC Chairwoman Debbie Wasserman Schultz boasted that Democrats would be running on ObamaCare. Now many are running away from it.

          The break in party ranks suggests some Democrats might soon be ready to support a congressional fix to stop the news reports of workers’ hours being cut, patients losing their doctors, and money dumped into nonfunctioning websites.

          The president’s budget calls for $600 million to improve ObamaCare’s website technology — throwing good money after bad.

          The outlines of a two-year compromise to carry the nation through the presidential election are obvious:

          – Keep popular provisions like allowing children on parents’ plans until age 26.

          – Keep the Medicaid expansion to help the needy.

          – Suspend the dysfunctional exchanges.

          – Repeal the employer mandate to save the 40 hour work week.

          – And repeal the tax on the uninsured.

          That’s more sensible than watching President Obama lawlessly run ObamaCare into the ground.

          • Independent1

            Your posts are filled with such utter nonsense that aside from this you can forget about me responding to your utter tripe!!

            I’m sure you’re going to love this:

            The Rasmussen Reports daily Presidential Tracking Poll for Tuesday shows that 49% of Likely U.S. Voters approve of President Obama’s job performance. Forty-nine percent (49%) also disapprove.

            The 49/49 split means President Obama is no longer “under water” (higher disapproval than approval). Good news.

            Also from Rasmussen:

            Democrats have retaken the lead on the Generic Congressional Ballot for the week ending Sunday, May 4.

            A new Rasmussen Reports national telephone survey finds that 41% of Likely U.S. Voters would vote for the Democrat in their district’s congressional race if the election were held today, while 37% would choose the Republican instead.

  • elw

    Nice numbers. Number that make Progressives cheer and Conservative go just a bit more crazy. But, no matter how you look at it the ACA is a win for many good Americans who have been cut off from health care far too long. Congrats to them and to the Country. We have just become a healthier place to live.

  • johninPCFL

    My wife has afib, and every health insurance change by my employer had a one year pre-existing condition hold off. Since the inscos typically cancelled policies every 18 months to two years (going back long before ACA), she was almost never insured for afib treatment or hospitalization for heart failure. Now, the afib is covered and she can get exams, treatment, etc. The out-of-pocket on our current plan is $6300/yr, which is better than the $10k/yr of our previous plan. The current premium is within $20 of the old premium, and the old premium was going up nearly $1000 per year. That means that out current premium went up $250 instead of $1000, with a lower deductible and no pre-existing condition hold off.
    My son is 27 and in great health. His plan also has the $6300 deductible and costs him $300/year. While it would have been cheaper this year to pay the fine, he signed up and has check-ups and care covered.

  • exdemo55

    As the first enrollees in the Affordable Care Act begin seeking care at my hospital, I wonder how my practice as a Registered Nurse will change. We’re told the goal of the new law is to remodel healthcare in the United States into a system that promotes wellness and prevention, rather than just providing care to sick people. This seems like a great objective, but I worry that the switch may compromise the quality of the care our patients receive.MoreMonica Lewinsky: I ‘Deeply Regret’ Clinton AffairJames Madison’s 6 Rules for SuccessWoman Survives Five Days After Car Crash in Colorado NBC NewsReport: Emails Show Google Got Cozy With NSA Huffington PostComet Outlives Predictions

    As a bedside RN working at an acute care hospital in Oakland, California, I care for an incredibly diverse patient population. Most of my patients have had health insurance through employer-based programs, private purchase, or Medi-Cal. Most have interacted with the health care system prior to being admitted to my hospital.Popular Among SubscribersMillennials: The Me Me Me GenerationThe Mindful RevolutionBarbara Brown Taylor Faces the Darkness

    Now, I will take care of patients who are new to health care. Some haven’t had care in a long time (or ever). Some may have pre-existing conditions that enabled insurance companies to refuse them coverage. As they enter my care, their needs may be more complicated.

    Last year, I cared for a patient who—like many patients covered through the ACA—hadn’t been to the doctor in years. She didn’t seek care until she was quite debilitated by Type 2 Diabetes.

    My experience caring for this woman exemplifies the stress that patients who have never had health care may put on my hospital and nurse colleagues. This woman never had an IV in her arm nor had she ever stayed overnight in a hospital. Now, she was told that when she went home, she’d need to check her blood sugar with a glucometer four times a day and inject herself with insulin. I spent a lot of time with her, explaining things to ease her anxiety.

    During that shift, one of my other patients said, “You must be busy. I haven’t seen you all night.” My heart sank. He was fine physically, but I could tell he needed someone to talk to for a few minutes. Unfortunately, I had to get back to my diabetic patient. Preventing her blood sugar from dropping took priority over spending time with my lonely patient. Unfortunately, there were no extra nurses to care for my other patients.

    In fact, executives at my hospital recently proposed reducing our inpatient nursing staff. They note that the number of patients admitted for overnight stays has decreased in the last few years. They say medical and surgical care has improved, and better primary care has kept patients healthy enough to avoid hospital admissions. The ACA permits hospitals to continue shifting patient care from the expensive inpatient setting to the cheaper—and more profitable—outpatient setting.

    The problem with that diagnosis? My patients are not healthier. With the ACA, there are more patients entering hospital infrastructures that have been diminished. Patients visit the emergency room and wait longer before being admitted. When they do get admitted, rather than being sent home and told to follow up with their primary care physician, they are often much sicker and require more care.

    This new burden is falling heavy on the hospitals and staff. Nurses are working harder than ever with fewer resources.

    It’s a killer combination: hospitals delaying and denying care to patients as the ACA enables more Americans to buy into this deeply flawed system. If the ACA is successful in contributing to keeping patients out of the hospital, inpatient care will be reserved for patients with acute, severe illnesses and the number of hospital nurses will drop dramatically. Meanwhile, other patients will be managed in the outpatient setting and more nurses will move into home health and advice nursing.

    But it’s unrealistic to assume all the care I give my patients in the hospital can be done at home by family members, friends and the occasional visit by a home health nurse. In a hospital, patients benefit from a huge team of health care practitioners.

    Consider my new diabetic patient. She benefitted from the ongoing support of nurses to teach her about diabetes, visits from the dietitian to help with her menu planning, and the assistance of a social worker who helped her identify additional resources. Her doctor monitored her blood sugar to see how she responded to the treatment. When, after a few days in the hospital, she checked her sugar, determined her insulin dose, drew it up and administered it to herself, I had tears in my eyes. She deserved that care and I was proud she got it. While I hope the ACA will get care to millions of other Americans, I worry that it may make it harder for people to get comprehensive, timely care from trained and compassionate health care practitioners, including nurses like me.

    Amy Dertz is a Registered Nurse and has worked at Kaiser Permanente Hospital in Oakland on the Adult Medical/Surgical/Oncology Unit since graduating from California State University, East Bay in 2007. She lives in Richmond, California. This piece originally appeared at Zocalo Public Square. 27

    • MJRinPA

      “Preventing her blood sugar from dropping took priority over spending time with my lonely patient.”
      Isn’t this where your priority should be? You are a nurse, not a hand holder.

      • exdemo55

        The point is ‘there are not enough nurses’

  • exdemo55

    Local business owners might be hoping the Affordable Care Act’s insurance mandates cover sticker shock.

    The law’s employer coverage mandate doesn’t take effect until 2015, but early plan renewals are starting to roll in. And for some businesses, the premium jumps are positively painful.

    Local insurance brokers are reporting spikes ranging from 35 percent to 120 percent on policies that renew from July to December. The increases are especially acute among employers with workforces made up of younger, healthier men. That’s because Obamacare prohibits offering lower rates to healthier groups. It also narrows the allowed premium gap between older and younger enrollees.

    “It’s like if there were no more safe-driver discounts with State Farm,” said local insurance broker Frank Nolimal of Assurance Ltd. “Everybody has the same rate, whether you have three DUIs, or you’re a (nondrinking) churchgoing Mormon.”

    The changes put as many as 90,000 policies across Nevada at risk of cancellation or nonrenewal this fall, said Las Vegas insurance broker William Wright, president of Chamber Insurance and Benefits. That’s more than three times the 25,000 enrollees affected in October, when Obamacare-compliant plans first hit the market.

    Some workers are at higher risk than others of losing company-sponsored coverage. Professional, white-collar companies such as law or engineering firms will bite the bullet and renew at higher prices because they need to compete for scarce skilled labor, Nolimal said.

    But moderately skilled or low-skilled people making $8 to $14 an hour working for landscaping businesses, fire-prevention firms or fencing companies could lose work-based coverage because the plans cost so much relative to salaries.

    Employees who keep their coverage might see leaner take-home pay, which could hurt the economy.

    Nolimal said one business client whose monthly premiums will rise from $160 to $340 in June plans to shift most of the increase onto his employees.

    “Just like when you see gasoline prices going up an extra dime a gallon, it takes money out of the economy for things like buying a new stereo or having dinner out on the town,” Nolimal said.

    The premium hikes could have political implications, as well. Nolimal estimated that as many as 85 percent of small-group plans will renew in November and December. Because new premiums go out 60 days before coverage takes effect, those price hikes will hit mailboxes in September and October — just before November’s elections.

    That may be why Wright said Nevada lawmakers seemed keenly interested in hearing what he and other brokers had to say during a recent visit to Washington.

    He said lawmakers were “very receptive” to the idea that Nevada officials should embrace a federally established transition period that would let businesses keep their existing plans for at least one more year to blunt the effect of today’s higher costs.

    Nevada Insurance Commissioner Scott Kipper said March 25 that he doesn’t have the discretion to allow noncompliant plans to stay in place, based on advice from Nevada Attorney General Catherine Cortez Masto. That decision mirrored a fall conclusion that it would be illegal to reinstate the first wave of canceled plans.

    But Wright said he has an opinion from a national law firm that says the small-group situation is different, because it involves policies not yet canceled. He said he and other brokers will work over the next few weeks to sway the commissioner.

    ■ Nevada Health Link exchange enrollee James Kurien wrote us after reading about locals getting billed by the system for coverage they didn’t have. We urged readers to consider sending in payments to ensure their plan stayed in place, with the idea that billing snafus would get worked out eventually.

    Kurien wasn’t so sure about that: “My experience to date is I can’t get an email or call returned. Thus I’m loath to send them $1,000 I don’t owe them on the basis that at some point they’ll acknowledge and refund the overpayment.”

    We forwarded Kurien’s email to local broker Tamar Burch, who has more than 20 clients with billing and effective-date issues. Kurien circled back to us to let us know Burch and the exchange still are working on his case, but he had fresh advice for others in his position.

    He decided to call his carrier, Nevada Health CO-OP, to ask a few questions. The customer-service rep he spoke to corrected “a lot of misinformation” Kurien said he had received before. And that allowed him to go see a doctor for the first time since he submitted his application in December.

    “My experience would suggest calling the carrier more than once with the same question to try to get a correct and consistent answer, rather than feel like the first (potentially misinformed) answer you get is final and that you’re stuck,” Kurien wrote.

    Kurien said he also might join a lawsuit filed April 1 on behalf of plaintiffs who paid for coverage they didn’t get.

    “I’m interested in some small way for that signal to reach Xerox and the folks who crafted the (Nevada Health Link) system in the hope it doesn’t become business as usual again,” he wrote.

  • exdemo55

    Despite the predictions of fortune tellers in politics and think tanks, we won’t know for years whether the Affordable Care Act, otherwise known as Obamacare, will ultimately leave people sicker or healthier, richer or poorer.

    Yet already the law, coming on top of previous legislation, is speeding the demise of an American small-business institution; the one-doctor medical practice.

    Their problems began in the late 1990s. Government cost controls steadily eroded revenues while simultaneously boosting costs, by stacking on requirements for paperwork and accounting.

    Some doctors adapted by figuring out ways to see more patients. Others just accepted falling incomes.

    Now federal health care policy has delivered a major blow to productivity.

    Commentary: More Dan McSwain columns about Business

    In a slow-motion version of the problems that crippled online insurance “exchanges” for months, doctors who see patients under Medicare and Medi-Cal programs have been forced by the phase-in of a 2009 federal “stimulus” law to install expensive, complex software systems that sharply reduce time for patients. U-T Graphic: Medicare payments to doctors — Aaron Atencio

    For many doctors, it’s the final straw. Surveys suggest that older physicians are retiring in high numbers. Younger ones are closing practices and taking jobs with integrated health systems.

    Early this month, I spent a few hours with my friends Dr. Doug Moir, a heart specialist in Escondido, and his wife, Margaret, who runs the business side of their one-doc practice (which also includes a nurse and assistant).

    Both Moirs are pillars of the Escondido community. Just thinking about their volunteer schedule wears me out.

    Over a 40-year career, Doug has helped thousands of people, both inside and outside his practice. At a robust 72, he’d love to keep going, but he increasingly questions how long he can afford it.

    “This year we’re looking at putting money into the business to keep it going,” he said.

    Federal data backs up Margaret’s account of revenue pressure.

    Pricing is largely set in the U.S. by Medicare, the federal program for people over 65 (most of Doug’s patients), which pays on a fee schedule that covers thousands of procedures and provides a benchmark for private insurers.

    In 1997, Congress imposed a payment formula that, at first, kept pace with costs. But in 2002, the formula produced a 4.8 percent reduction, prompting lawmakers to intervene each year.

    Since then, increases have ranged from zero to 1.8 percent, far below inflation.

    Doug Moir is a noninvasive cardiologist, which means he doesn’t perform lucrative procedures like heart surgery or inserting stents. As a specialist, he can’t easily crank up patient throughput by handing off procedures to less-skilled assistants.

    • ralphkr

      Great post, exdemo55, and I would like to add that this Century I have lost two doctors in their 40s who became hospitalists after the local hospital made them an offer that they could not refuse. I can certainly understand why they switched as they make a little more at the hospital than they had in private practice without all the headaches of a private practice.

      I do take exception with your statement that excessive paperwork started in the late 1990s. In the late 1970s my wife’s doctor told us that he had more people working in the insurance department than the combined total of medical personnel. My wife started with him when he and his partner had a two doctor practice but over the decades it grew and expanded until their clinics were employing 75 other doctors. He stopped practicing after having both hips replaced and he and his partner sold the whole shebang for many millions to a major hospital.

  • Pamby50

    Like Gavin Newsom said on Bill Maher, the democrats should be running on Obamacare. Just record everyday people that are being helped. No actors.

  • exdemo55

    The counter has started on the deaths caused by Fuhrer Obama’s ‘death panel’ !! Hitler, Pol Pot and Stalin would be proud !
    Obamacare Lies

    Obamacare is a travesty
    Forced down our throats by his majesty.
    Lied to us from the very first day
    Just take a pain pill and go away.

    Liberals continue to lie to us
    And says Obamacare is a definite must.
    A ‘death panel’ does not truly exist
    Another LIE from this socialist.

    Another LIE we all can see
    That it will cost less for you and me.
    Prices have doubled and tripled for us
    Continued LIES from this socialist.

    Doctors are leaving due to this mess
    Causing the elderly and all undue stress.
    Millions have lost their health care plan
    Due to the LIES from this corrupt man.

    America no longer the ‘land of the free’
    Due to Obama and the dem party !
    The dem party ceased to exist
    Replaced with the lies of socialists !!

    Have we become sheep in this once great land
    To be dictated too by a corrupt socialist man?
    Millions need to descend on DC
    Take America back from this tyranny !

  • charles king

    The way capitalism work is by over driving your liabilities, taxes, insurance, food,rent , all the things that a human need to exist. Start thinking People, use some critical thinking and take action against , Who? is causing all the distraction, Why? are these Plutocracts (known as Commissioners) allowed to over-ride your Democracy and put forth their demands instead of the demands of the people. What? the hell is going on in America. Where? is your Democracy. Social-Security Works, Obamacare Works, Food-stamps for the needy Works, Public Education Works (lets fix-it), People this is not Socialism , this is how Democracy Works, By, Of, and For the People , not some of the People but All. The VOTE is still Supreme so get rid of those (Capitalistic Pigs, Plutocracts, No-Do-nothingiers, Republicans and Democracts and Etcs. with MONIES) you do not need them and MONIES Dont mean a thing as long as you keep your Democracy alive and your VOTE at hand. Thank You are the magic words in my book. I Love Ya All. Mr. C. E. KING